Final expense insurance focuses on covering end-of-life expenses and usually offers lower coverage amounts compared to other life insurance types. It also often features simplified underwriting, meaning no medical exam is required.

Yes, final expense insurance generally has lenient underwriting requirements, allowing individuals with pre-existing health conditions to obtain coverage without a medical exam.

Premiums are based on factors such as age, health, and the desired coverage amount. However, the underwriting process is typically simpler than other types of life insurance.

Final expense insurance is intended to cover costs such as funeral and burial expenses, medical bills, outstanding debts, and other end-of-life expenses, providing financial relief for your loved ones.

Final expense insurance is a good option if you want to ensure that your end-of-life costs are covered without placing a financial burden on your family. It's especially suitable for those seeking a straightforward policy with no medical exam requirements.